NOTICE OF MORTGAGEE’S INTENTION TO FORECLOSE
UNDER POWER OF SALE

T.S. No.: 1074044-06 Title No.: 1791091
Loan No.: XXXXXX5029 Mortgagor/Borrower: Cho, Mitchell M.

Residential Funding Corporation whose address is Asset Resolution Division 9350 Waxie Way, San Diego, CA 92123, as mortgagee pursuant to Hawaii Revised Statues 667-5 through 667-10 as amended, and that mortgage dated May 6, 1998 and recorded on May 14, 1998 in the Office of the Assistant Registrar in the County of Honolulu, State of Hawaii, Land Court, as Document No. 2457029, on Transfer Certificate Title No. 373,351 gives notice that Mortgagee will hold a sale by pubic auction on May 26, 2006 at 12:00 P.M. At the Ewa End Area Fronting the First Circuit Court Building, 777 Punchbowl Street, Honolulu, Hawaii, of real property located at 94-757 Meheula Parkway Mililani HI 96789, Fee Simple as Assessors Parcel Number of 9-4-138-003-0056, as described in Completely described in said Mortgage (Terms of the sale are: (1) No upset price; (2) the property is sold strictly in “as is” condition; (3) the property is sold without covenant or warranty, either express or implied, as to title, possession or encumbrances; (4) at the close of the auction, the Purchaser must pay 100% of the highest successfully bid price in cash, or by cashier’s or certified check; provided, however, that Mortgagee may submit a credit bid up to the amount of the secured indebtedness; (5) the Mortgagee shall provide a conveyance document to the successful purchaser within thirty (30) days after sale, and upon payment by the Purchaser of all costs related to sale, including, but not limited to; costs of drafting the conveyance document and notary fees, together with any special assessments which may arise under Hawaii Revised Statute 514A-90 Et. Seq.; (6) the availability of title or other insurance shall not be a condition of the sale, and the Purchaser shall be responsible for obtaining a certificate of title and title insurance, if so desired; (7) the obligation for taxes, lease/ground rent, common expenses and similar charges shall be the responsibility of the purchaser; (8) the Purchaser shall not take occupancy prior to confirmation of the sale, and responsibility of securing possession of the property as of confirmation of the sale shall be with the Purchaser; and (9) this sale may be postponed from time to time by public announcement made by Mortgagee or someone acting on Mortgagee’s behalf.

NOTICE IS HEREBY GIVEN THAT THIS FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, AND THAT THE DEBT MAY BE DISPUTED. HOWEVER, IF YOU HAVE OR ARE IN THE PROCESS OF OBTAINING DISCHARGE OF THE DEBT FROM A BANKRUPTCY COURT, THIS DOCUMENT IS NOT AN ATTEMPT TO COLLECT A DEBT, BUT ONLY ENFORCEMENT OF LIEN RIGHTS AGAINST THE PROPERTY.

Inquires should be directed to Customer Service, at (800) 459-2021 Residential Funding Corporation, Asset Resolution Division, 9350 Waxie Way, San Diego, CA 92123 By: Kathy Holmes, Vice President (04/28/06, 05/05/06, 05/12/06) R-127018
(SB05522593 4/28, 5/5, 5/12/06)